ICICI Bank Home Loan
ICICI Bank Home Loan Overview
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Benefit From Low EMIs With Higher Tenure
Enjoy Low EMI
Online Sanction In 5 Simple Steps
Digital Sanction
Long Tenure up to 30 years
Tenure
Choose your dream home from ICICI Bank’s approved projects.
Database of Approved Projects
Repo Rate Linked Interest Rates
Attractive Interest Rate
EXPLORE HOME LOAN FEATURES & BENEFITS
Loan against Property (LAP)/NRP/LRD Interest Rates
Loan Slab
Self-Employed (Non PSL)
Up to ₹ 50 lakhs
11.85% - 12.50%
₹ 50 lakhs to ₹ 100 lakhs
11.60% - 12.25%
Above ₹ 100 lakhs
11.35% - 12.00%
Standard Home Loan Interest Rates
(Salaried) Interest Rates
Up to ₹ 35 lakhs
9.25% - 9.65%
₹ 35 lakhs to ₹ 75 lakhs
9.50% - 9.80%
Above ₹ 75 lakhs
9.60% - 9.90%
Standard Home Loan Interest Rates
(Self-Employed) Interest Rates
Up to ₹ 35 lakhs
9.40% - 9.80%
₹ 35 lakhs to ₹ 75 lakhs
9.65% - 9.95%
Above ₹ 75 lakhs
9.75% -10.05%
Fixed Home Loan Interest Rates
Fixed Tenure
Rate of Interest
24 to 60 Months Fixed
8.90%-9.15%
120 Months Fixed
11.00%-12.05%
Full Term Fixed
11.15%-11.45%
Home Loan Interest Rate
(Salaried) Special Home Loan Rates
Bureau Score (800)
9.00%
Bureau Score (750 - 800)
9.00%
Home Loan Interest Rate
(Self - Employed) Special Home Loan Rates
Bureau Score (800)
9.00%
Bureau Score (750 - 800)
9.10%
Loan against Property (LAP)/NRP/LRD Interest Rates
Loan Slab
Salaried/ Self-Employed( PSL)
Up to ₹ 50 lakhs
11.35% - 12.00%
₹ 50 lakhs to ₹ 100 lakhs
11.10%-11.75%
Above ₹ 100 lakhs
10.85% - 11.50%
Documents Required For Home Loan
Getting a home loan from ICICI Bank is easy and quick. We know you may need a Home Loan for the purpose of buying or constructing a new home , and in some cases, to renovate the house you currently live in. Whatever the reason, we keep the paperwork and other formalities to a minimum so that you aren’t stressed out. Home Loan documentation is simple. The list of documents for a Home Loan required are Proof of your identity, address and income.
Moreover, if you are an existing customer of ICICI Bank, you can now enjoy the benefit of reduced documentation.
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Application form with photograph duly signed
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Identity, residence and age proof
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Last 6 months bank statements
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Last 3 months Salary-slips
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Processing fee cheque
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Form 16/ Income Tax Returns