top of page
Home loan Banner

Home Loan

Interest rates starting from 8.50%* p.a | Loan of up to Rs. 15 Crore* | Tenure of up to 40 years*.



home loan rate of interest discussion

Rate of Interest stars from 7.50% to 8.50% P/A.

The Home Loan EMI Starts from Rs. 649/ Lakh* to 749/ Lakh* , Apply affordable home loan with us online

home loan repayment discussion

Repay your loan with the tenor up to 20 to 30 years

The majority of the Banks offer 5 years to 30 years depending on the customer's affordability 

home loan sactioned

Get your home loan sanctioned within 24 hour

To guarantee a problem-free encounter, Our loan gets disbursed soon after we get confirmation.

home loan maximum disussion

Financing up to Rs 5 crore*

One can benefit from stays uncapped for qualified candidates with a decent CIBIL record and consistent paying EMIs.

home loan top up confirmation

Avail maximum Top-up

At the time of transferring your existing home loan through us, you can benefit from a maximum top-up loan amount.

Nil part payment foreclosure charges

Floating rate home loans can be foreclosed or can make part payments  before the end of the tenor

Hassle free home loan processing

we endeavor to offer the ideal experience through handling and then some. Our qualification standards are basic and documentation necessities are insignificant

home loan image for rapo rate linked

Repo linked lending rate

The Repo rate is the rate at which banks acquire momentary benefits from RBI.

Eligibility criteria and documents required

Anyone can apply for our home loan as long as they meet the criteria mentioned below.

Eligibility criteria

  • Nationality: You must be an Indian citizen residing in India.

  • Age: A salaried applicant must be between 23 years to 65 years, and a self-employed professional must be between 23 years to 75 years.

  • *The upper age limit is considered as the age at the time of loan maturity.

  • CIBIL Score: A CIBIL Score of 725 or higher is ideal to get a home loan.

  • Occupation: salaried employee, a professional individual, and a self-employed individual.

Documents required:

  • KYC documents (identity and address proof)

  • Proof of income (salary slips or P&L statement)

  • Proof of business (for self-employed applicants), and

  • Account statements for the last 6 months

Note: This is an indicative list that may change based on your actual loan application.

Rate of interest

  • Salaried: 8.50%* to 14.00%* p.a

  • Self-employed: 9.10%* to 15.00%* p.a. 

  • Doctors: 8.60%* to 14.00%* p.a.

Processing fees

Up to 7% of the loan amount

Bounce charges

  • For loan amounts up to Rs. 15 lakhs: Rs. 500

  • For loan amounts from Rs. 15,00,001 to Rs. 30,00,000: Rs. 1,000

  • For loan amounts from Rs. 30,00,001 to Rs. 50,00,000: Rs. 1,500

  • For loan amounts from Rs. 50,00,001 to Rs. 1,00,00,000: Rs. 2,000

  • For loan amounts from Rs. 1,00,00,001 to Rs. 5,00,00,000: Rs. 3,000

  • For loan amounts from Rs. 5,00,00,001 to Rs. 10,00,00,000: Rs. 5,000

  • For loan amounts more than Rs. 10 crores: Rs. 10,000

Penal interest

24% per annum in addition to the applicable interest rate on the overdue amount

Secure Fee

Up to Rs. 10,000 + GST as applicable

Interest and Principal Statement Charges


Part-prepayment charges


Foreclosure Charges


Hard Copy Loan Statement Charges

Up to Rs. 500 per request + GST as applicable

Type of fee & Applicable charges

We advise you to read about our fees and charges thoroughly before applying.

Applicable fees and charges
  • A home loan is a credit borrowed from a financial institution to buy a home. The home loan is given at an interest rate depending on your profile. While taking the loan, you choose a repayment period to pay back the amount (principal) and interest in equated monthly instalments (EMIs). You can either choose a fixed interest rate or a floating interest rate.

  • You can easily get a home loan up to Rs. 15 Crore* from Bajaj Finserv if you meet our eligibility criteria. The sanctioned loan amount depends upon essential factors like your age, income profile, CIBIL Score, and among other criteria.

  • Change the text and add your own content, including any information that is relevant to share. Then customize the font, size and scale to make it your own.

  • Self-employed individuals applying for a fresh home loan through us, must have the listed documents:

    • KYC documents (identity and address proof)

    • Proof of income (P&L statement)

    • Proof of business

    • Last 6 months' account statements, etc.

  • Once you have submitted all the essential documents, the loan amount will be approved within 48 Hours*. In some cases, it can get sanctioned even earlier.

    * Terms and conditions apply

  • You can get tax benefits on home loan, . Home loan tax benefits include deduction of Rs. 1.5 lakh on the principal amount under Section 80C. Additionally, Section 24B allows tax deduction of Rs. 2 lakh on the interest repayment. You can also claim tax deductions for registration fees and stamp duty charges under Section 80C.

  • You start paying your home loan EMI when the disbursement cheque is created. Once you receive the loan amount, you begin paying EMIs as per the EMI cycle. This means if your chosen date for EMI repayment is the 5th of a month and you receive the loan on the 28th of the month, then for the first month you pay EMI calculated from the day your house loan was sanctioned to your first EMI date. Next month onwards, you pay regular EMIs on the designated day.

  • Yes, if you want to get a bigger loan, you can take opt for a joint home loan. Family members, such as spouses, parents, siblings, and offspring, can be co-applicants for a joint house loan.

  • The processing fee is among the fees that you'll have to pay on a home loan. A home loan processing fee is a one-time fee charged by the lender once your housing loan application has been accepted. While some lenders charge a processing fee for home loans, others do not.

Frequently asked questions

bottom of page